老师您好,我想要资询下人们2016年买的房,付了首付款,房地产商网签备案了,到如今借款都没有下拉菜单来,查不出房产管理局合同备案,我想问一下有效吗?如今人们想改全款买房,必须改预购合同书吗?房地产商让
![房产纠纷律师团队](https://pic3.lawtimeimg.com/images/default/aiphoto/answer/v2/lawyer1.jpg)
我国现有能提供网签服务的第三方电子缔约平台只有国家批准的CA买卖网。
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(一)期房的定义
期房指房地产开发商从取得商品房预售许可证开始至取得房地产权证大产证为止,所出售的商品房。习惯上把在建的、尚未完成、不能交付使用的房屋称为期房。
(二)现房的定义
现房是指消费者在购买时具备即买即可入住的商品房,即开发商已办妥所售房屋的大产证的商品房,与消费者签订商品房买卖合同后,立即可以办理入住并取得产权证。只有拥有房产证和土地使用证才能称之为现房。
按国家销售“现房”的规定,只有已领房产证和土地使用证的房子才叫“现房”。这种现房销售不需要查看“五证”,而是要查看“五证”外的另外“两证”——“土地使用证”和“房产证”,签合同也不是必须使用《商品房买卖合同范本》。
(三)期房与现房的区别:
1、使用时间
期房,需要等待,由于建筑工程的施工进度不仅仅取决于工程自身的因素,还要考虑资金、社会大环境、市政配套设施等等,所以明确工期后,还要再打个富裕。
现房,只要法律、购房款没问题,马上就可以搬进去,至少不耽误装修。
2、购房款
期房,有些项目有优惠,且让利幅度较大,尤其好楼盘。好楼盘由于市场认同度高,水涨船高,价格隔三岔五就爬上去一点,所以期房的价钱一般比现房较低。但首付压力与现房区别不大。
现房,价格到头了,优惠幅度极小。除非赶上烂尾房,含泪大甩卖。
3、质量控制
期房,在工地又可以进出自由的前提下,尤其在关键节点施工时可以参观的情况下,找个懂行的人,质量至少可以做到心里有数。
现房,虽然有很多方法、工具可以辅助检验质量,但大部分隐蔽工程都很难做到心中有数。
4、选择
期房,除非特热销的项目,一般在户型、楼层、具体位置方面,选择余地比较大。而且到底能不能选择到好房,还需要看消费者的眼光,参谋的水平,终究,大多数东西未成型,多算胜于少算。
现房,一是时间晚了,选择余地小了;二是所有的东西都摆在了明面上,不管水平高低,谁都能一眼看出哪套房更好,所以挑套中意房的几率就大大降低了。
![平台法律顾问团队](https://pic3.lawtimeimg.com/images/default/aiphoto/answer/v1/lawyer2.jpg)
商品房预售,是指房地产开发企业将正在建设中的商品房出售给承购人,由承购人支付定金或者房价款的行为。
商品房预售是商品房销售的方式之一,与商品房现售相比,有以下区别:
1、房屋标的在出卖时是不存在的,或者是在建设中尚未竣工;
2、预售商品房大多是房产商已确定的地段、楼房、面积及辅助设施而标明每平方米的房屋价格,购买者只是按房产商所表述的种种条件而在其中选定;
3、预售商品房是附期限的行为,承购人预先支付定金或房屋价款;
4、在程序上买卖双方签订《商品房预售合同》并予公证。
![平台特邀律师](https://pic3.lawtimeimg.com/images/default/aiphoto/answer/v3/lawyer2.jpg)
是否属于合法建筑
查看对照自己的房屋建筑是否有产权证书,是否能对抗第三者的主张;若没有法定的产权证书的话,是否有规划建设许可证?是否有当地建设管理部门、土管部门出具的证明材料?是否有买卖合同?等等,并抓紧时间补办产权手续;
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