我老公车祸事故致左腿膝盖骨折,评不了残废,另一方主责,但只买来交强险,我想问一下应当如何赔偿?
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由此可见,投保交强险还是十分必要的。另外要注意的是,交强险的承办机构为经保监会批准授权的中资保险公司及其代办机构,每辆机动车只需投保一份交强险,投保人可以根据自身需要决定或选择购买不同责任限额的商业险。
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如果双方当事人就赔偿问题协商不成的,可以向法院起诉要求赔偿。
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一级伤残划分依据 a. 日常生活完全不能自理,全靠别人帮助或采用专门设施,否则生命无法维持; b. 意识消失; c. 各种活动均受到限制而卧床; d. 社会交往完全丧失。
二级伤残划分依据 a. 日常生活需要随时有人帮助; b. 各种活动受限,仅限于床上或椅上的活动; c. 不能工作; d. 社会交往极度困难。
三级伤残划分依据 a. 不能完全独立生活,需经常有人监护; b. 各种活动受限,仅限于室内的活动; c. 明显职业受限; d. 社会交往困难。
四级伤残划分依据 a. 日常生活能力严重受限,间或需要帮助; b. 各种活动受限,仅限于居住范围内的活动; c. 职业种类受限; d. 社会交往严重受限。
五级伤残划分依据 a. 日常生活能力部分受限,偶尔需要监护; b. 各种活动受限,仅限于就近的活动; c. 需要明显减轻工作; d. 社会交往贫乏。
六级伤残划分依据 a. 日常生活能力部分受限,但能部分代偿,条件性需要帮助; b. 各种活动降低; c. 不能胜任原工作; d. 社会交往狭窄。
七级伤残划分依据 a. 日常生活有关的活动能力严重受限; b. 短暂活动不受限,长时间活动受限; c. 工作时间需要明显缩短; d. 社会交往降低。
八级伤残划分依据 a. 日常生活有关的活动能力部分受限; b. 远距离流动受限; c. 断续工作; d. 社会交往受约束。
九级伤残划分依据 a. 日常活动能力大部分受限; b. 工作和学习能力下降; c. 社会交往能力大部分受限;
十级伤残划分依据 a. 日常活动能力部分受限; b. 工作和学习能力有所下降; c. 社会交往能力部分受限。
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